Many times, we hear people talk about their past and think aloud, “If only I had…” They wish they had saved more; they wish they had taken more risks; they wish they had been more proactive; they wish they had been more courageous. There are some things which need to be done early on in life so that it either turns into big-time dividends as you grow older or it makes the journey to the top of the ladder smoother. As millennials, the biggest advantage we have on our hands is time. Be it financial decisions or building professional networks, even minor steps we take in these directions can have a huge impact on what our career shapes into in the years to come. So here are a few things you can do in your 20’s to ensure that by the time you are 40, you will be able to taste success, professional recognition and satisfaction.